Who can pay
- Cards — anyone with a card that your processor accepts for your category; many gaming categories are hard to get approved.
- Crypto — users who already hold crypto or are willing to buy it.
- Skins — every Steam player with tradable CS2, Dota 2 or Rust items, including many without a card.
Reversals
- Cards — chargebacks can arrive months later.
- Crypto — no chargebacks once confirmed.
- Skins — Steam's 7-day trade protection for CS2; after that the payment is final.
Speed and experience
A skin payment takes one trade offer: the user picks items and accepts in Steam or the Steam app. There are no wallets to set up and no card forms.
Cost
Card processing for gaming typically includes percentage fees, fixed fees and chargeback fees. Crypto processors charge a percentage. On SkinPlata: 0% fees on payments, purchases and payouts.
Integration
Skin payments with SkinPlata are one REST call and a webhook — the same shape as most card and crypto gateways, so they slot into an existing checkout as one more method.
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FAQ
Should I replace cards with skins?
Usually not — add skins as another method. It reaches players who cannot or will not use a card.
Can I settle skin payments in crypto?
Yes. Your USD balance pays out in USDT, USDC, BTC, ETH or LTC, or SEPA, PayPal or Wise.
Is there a monthly fee?
No.